💛 🛡️ 🇿🇦 ✨

⚡ 99 Seconds. That's All It Takes.

Funeral Cover That
Actually Slaps. 🔥

No cap — protect your whole fam for just R99/month. Sign up from your phone in 99 seconds flat. No waiting periods, no hidden fees, no boomer paperwork. Just real cover for real South Africans. 🇿🇦

Get Covered Now ⚡ See How It Works

R99 Per Month 💰

99s To Sign Up ⚡

0 Hidden Fees 🚫

★★★★★
4.9 · Loved by 20K+ South Africans

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Made For SA

We're Not Your Parents'
Insurance Company.

Built by young South Africans, for young South Africans. We flipped the entire script.

Let's be real — traditional funeral cover is exhausting. Long forms, confusing T&Cs, 6-month waiting periods… yoh.

99 INSURE was built to fix all of that. No brokers. No branches. No nonsense. Just pull out your phone, tap a few buttons, and boom — your whole family is covered. For R99/month. That's less than your monthly data top-up.

Whether you're in Joburg, Cape Town, Durbs, or the rural areas — we've got you. Because everyone deserves dignity, and nobody should stress about funeral costs.

Join the Movement

100% Digital

No offices, no queues, no paper. Everything happens on your phone.

Built With Heart

We're South African, we understand the culture, and we care — genuinely.

FSCA Registered

Fully regulated. Your money and your cover are 100% protected.

20K+ Strong

A growing community of South Africans who chose something better.

Why Us

Why 20K+ South Africans
Chose 99 Insure

We're not just different — we're better. Here's the tea. ☕

99 Seconds Flat ⚡

No forms, no branches, no waiting rooms. Sign up from your couch while watching your stories. Policy number hits your inbox instantly.

R99. That's It. 💰

Less than your WiFi bill. Less than a night out. One price, one plan — no hidden fees, no upsells, no "premium tier" nonsense.

Zero Waiting Period 🚫

Other insurers make you wait 6 months before you're actually covered. We said "nah." You're covered from day one. Period.

Cover Your Whole Squad 👨‍👩‍👧‍👦

Parents, siblings, kids, extended fam — add up to 99 family members on one plan. Because family is everything.

100% On Your Phone 📱

Sign up, manage your policy, submit claims — all from the app. No need to drive anywhere or sit in a queue. We're fully digital, baby.

Paid in 99 Minutes 💸

When the worst happens, you shouldn't wait weeks. We process and pay claims in 99 minutes. Real talk — that's our promise.

3 Easy Steps

Getting Covered Is
Stupid Simple

If you can order food on your phone, you can get funeral cover. No joke.

Download the App

Grab 99 INSURE from the App Store or Google Play. Free, fast, 10 seconds max.

📲 Free Download

Pick Your Cover

Choose your plan, add your fam, done. No paperwork, no medical tests. Instant.

🎯 Takes 60 Seconds

You're Locked In

Policy doc in your inbox. Covered from day one. Go back to watching TikToks. 😎

🔒 Instant Cover

One Price. Two Options.

R99/Month. Both Plans.
Same Fire Price. 🔥

Individual or Family — pick your vibe. Both R99/month. No catch. No cap.

Solo Cover

Individual

Just You, Covered.

R99 /mo

Full funeral cover for you — no extras, no drama.

Up to R50,000 funeral cover
Instant activation — day one
Claims paid in 99 minutes
100% digital — zero paperwork
24/7 WhatsApp support
Cancel anytime, no penalties

Get Individual Cover

Everything You Need.
Right In Your Pocket.

The 99 INSURE app is your funeral cover bestie. Built for speed, simplicity, and SA vibes. 🛋️

99-Second Sign Up ⚡

From zero to fully covered faster than you can say "amandla."

Policy Dashboard 👀

View, manage, and flex your cover status anytime.

Add Your Squad 👨‍👩‍👧‍👦

Add or remove family members with one tap. Easy.

99 Insure

Funeral Cover for the Culture

R99 Per Month

Get Covered ⚡

Instant activation
Zero paperwork
99-min claims

App Store

Google Play

Tap-to-Claim 📝

Submit claims directly from the app. We handle the rest.

Live Tracking 📍

Track your claim status in real-time. No guessing games.

Smart Alerts 🔔

Get instant notifications for payments, updates & more.

Real Reviews

Don't Take Our Word For It.
Hear From the Fam. 🗣️

Real South Africans. Real stories. No actors. No scripts.

★★★★★

"Yoh, I was so skeptical at first — R99 sounded too good. But it's legit! Got my policy in like 2 minutes. My whole family is covered and I feel like a boss. 💪"

Lerato N.

Entrepreneur, Joburg 🏙️

★★★★★

"The app is clean AF 🔥 Signed up during my lunch break, policy was in my inbox before I finished my bunny chow. This is how insurance should work."

Kabelo M.

Software Dev, Pretoria 💻

★★★★★

"I told all my teacher friends about 99 Insure. It's honest, it's simple, and it doesn't try to confuse you with jargon. Just R99, sorted. The kids approve. 📚"

Samantha J.

Teacher, Cape Town 🌊

★★★★★

"As a nurse, I see families struggling with funeral costs all the time. I put my own fam on 99 Insure because it's real, it's fast, and it actually pays out. No drama. 🏥"

Nomsa D.

Nurse, Bloemfontein 💉

★★★★★

"I'm a trucker — I'm on the road 24/7. Knowing my family back home is covered for just R99 gives me peace of mind on every trip. Best decision I made this year. 🚛"

Pieter v.Z.

Long-Haul Driver, Limpopo 🛣️

★★★★★

"Finally — insurance that doesn't feel like a scam! 😂 R99 flat, no extras, no catch. My parents, siblings, and my kids are all covered. 99 Insure is the one. 🙌"

Thandi M.

Office Manager, Durban ☀️

FAQ

Got Questions?
We Got Answers. 💬

Is R99/month really the full price? No hidden fees?

100%. R99 is the price. No admin fees, no "processing charges," no surprise deductions. What you see is what you pay. We're not about that life. 🚫

Is there really no waiting period?

Nope! With most insurers, you wait 6 months before your cover kicks in. With us? You're covered from day one for natural causes, and immediately for accidents. No games. ✅

How many family members can I add?

Up to 99 family members on one plan. Parents, siblings, kids, extended fam — everyone you love, covered under one R99 plan. 👨‍👩‍👧‍👦

How fast do you actually pay claims?

We aim to process and pay claims within 99 minutes of receiving all the required documents. When your family needs support, we move fast. 💨

Can I cancel anytime?

Yes! No lock-in contracts, no cancellation fees, no penalties. You can cancel whenever you want, straight from the app. We believe you should stay because you want to, not because you're trapped. ✌️

Is 99 Insure legit / regulated?

Absolutely. We're registered with the FSCA (Financial Sector Conduct Authority). Your money and your cover are 100% protected. We're the real deal. 🛡️

Stop Scrolling.
Start Protecting. 🛡️

Join 20,000+ South Africans who trust 99 INSURE. It takes 99 seconds — less time than making a coffee. ☕

No spam, no nonsense — just your ticket to peace of mind.

Funeral Cover That
Actually Slaps. 🔥